{"id":4941,"date":"2025-03-10T10:30:31","date_gmt":"2025-03-10T10:30:31","guid":{"rendered":"https:\/\/test.bekonomike.com\/apply-online\/business-client\/overdraft-mbiterheqje\/"},"modified":"2025-04-30T13:40:45","modified_gmt":"2025-04-30T13:40:45","slug":"overdraft","status":"publish","type":"page","link":"https:\/\/test.bekonomike.com\/en\/apply-online\/business-client\/overdraft\/","title":{"rendered":"Overdraft"},"content":{"rendered":"<div class=\"big-container\">\n<div class=\"contact-form\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f5120-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"5120\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/4941#wpcf7-f5120-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"5120\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f5120-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<h5 style=\"padding-bottom:15px;\">Overdraft\n<\/h5>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-771\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-771\"><option value=\"\" disabled selected>Are you a client of Banka Ekonomike?<\/option><option value=\"YES\">YES<\/option><option value=\"NO\">NO<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"emer-biznesi\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Business name\" value=\"\" type=\"text\" name=\"emer-biznesi\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"nr-biznesi\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Unique Business number\" value=\"\" type=\"number\" name=\"nr-biznesi\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"adresa\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Address\" value=\"\" type=\"text\" name=\"adresa\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input tss\">\n\t<div class=\"zk14-wrapper\">\n\t\t<div class=\"zk14-btn\">\n\t\t\t<p>XK05\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"zk14-input\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"nr-llogarie\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"0\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Account number\" value=\"\" type=\"number\" name=\"nr-llogarie\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"emer-perfaqsues\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Legal representative name\" value=\"\" type=\"text\" name=\"emer-perfaqsues\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"nr-personal\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"0\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Personal number\" value=\"\" type=\"number\" name=\"nr-personal\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel tel-only\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"telephone\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mail-ad\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email address\" value=\"\" type=\"email\" name=\"mail-ad\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"limiti\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Requested limit\" value=\"\" type=\"number\" name=\"limiti\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"vlera-shitjeve\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Average sales value\" value=\"\" type=\"number\" name=\"vlera-shitjeve\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<h5 class=\"title\" style=\"padding-bottom:15px; padding-top:30px;\">Consent for Access to the Kosovo Credit Registry (KCR)\n\t<\/h5>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-4461\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-4461\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">In accordance with the Law on Personal Data Protection and Article 7.2 of the CBK Regulation on Credit Registry, I, with personal number, in the capacity of the data subject, give my consent by which I declare that, for the purposes of processing and evaluating my application for granting credit, I authorize Banka Ekonomike Sh.A. to process and use my personal data, as well as to have access to my credit reports in the Kosovo Credit Registry, for the purpose of processing and preparing the potential credit by Banka Ekonomike Sh.A. I also agree that as long as I have obligations towards the Bank, the Bank may access the credit reports from the Kosovo Credit Registry. This consent I give based on free will and mutual interest and I will not deny it on any legal or factual basis, whereas by my signature below I confirm my expressed will through this consent. I am aware that giving this consent does not prejudice a positive response or approval of my application for credit.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-446\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-446\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">You understand and accept that your application through this form will be subject to analysis and evaluation by the Bank, and in no case does it imply automatic approval of your application.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-826\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-826\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">The Bank reserves the right to (i) request additional information from you; (ii) return the application for completion if your application is incomplete; or (iii) reject your application if it does not meet the Bank's criteria. If your application is complete and approved by the Bank, then you will be invited to the Bank\u2019s branches for signing the agreements and related documentation.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-219\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-219\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">If you do not appear at the Bank's branch to sign the agreements and related documentation within thirty (30) days from the date of the Bank's invitation, then the Bank will consider your application withdrawn. In such cases, any subsequent application will be considered as a new application, unconditional from the decision of the previous application.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<span class=\"wpcf7-form-control-wrap recaptcha\" data-name=\"recaptcha\"><span data-sitekey=\"6Lemu4MqAAAAAHllkd8shSRl5NRCDuiPd6yW6wYz\" class=\"wpcf7-form-control wpcf7-recaptcha g-recaptcha\"><\/span>\r\n<noscript>\r\n\t<div class=\"grecaptcha-noscript\">\r\n\t\t<iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/recaptcha\/api\/fallback?k=6Lemu4MqAAAAAHllkd8shSRl5NRCDuiPd6yW6wYz\" frameborder=\"0\" scrolling=\"no\" width=\"310\" height=\"430\">\r\n\t\t<\/iframe>\r\n\t\t<textarea name=\"g-recaptcha-response\" rows=\"3\" cols=\"40\" placeholder=\"reCaptcha Response Here\">\r\n\t\t<\/textarea>\r\n\t<\/div>\r\n<\/noscript>\r\n<\/span>\n<div class=\"row\">\n\t<div class=\"col-md-6 mb-3\">\n\t\t<p><a class=\"return-back-btn\" href=\"\/en\/apply-online\/\">Go back<\/a>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" id=\"submit\" type=\"submit\" value=\"Submit application\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"149\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":4305,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4941","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/4941","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/comments?post=4941"}],"version-history":[{"count":1,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/4941\/revisions"}],"predecessor-version":[{"id":4942,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/4941\/revisions\/4942"}],"up":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/4305"}],"wp:attachment":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/media?parent=4941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}