{"id":5017,"date":"2025-03-10T10:30:51","date_gmt":"2025-03-10T10:30:51","guid":{"rendered":"https:\/\/test.bekonomike.com\/apply-online\/individual-client\/mbiterheqje\/"},"modified":"2025-04-30T13:58:38","modified_gmt":"2025-04-30T13:58:38","slug":"overdraft","status":"publish","type":"page","link":"https:\/\/test.bekonomike.com\/en\/apply-online\/individual-client\/overdraft\/","title":{"rendered":"Overdraft"},"content":{"rendered":"<div class=\"big-container\">\n<div class=\"contact-form\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f5040-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"5040\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/5017#wpcf7-f5040-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"5040\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f5040-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<h5 style=\"padding-bottom:15px;\">Overdraft\n<\/h5>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-621\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-621\"><option value=\"\" disabled selected>Apply for Overdraft<\/option><option value=\"Overdraft renewal\">Overdraft renewal<\/option><option value=\"New overdraft\">New overdraft<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p>[group kartele-re-selected]\n<\/p>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-770\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-770\"><option value=\"\" disabled selected>Are you a client of Banka Ekonomike?<\/option><option value=\"YES\">YES<\/option><option value=\"NO\">NO<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p>[\/group]\n<\/p>\n<p>[group klient-jo-selected]\n<\/p>\n<div class=\"input\">\n<\/div>\n<p>[\/group]\n<\/p>\n<p>[group klient-po-selected]\n<\/p>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-fullname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First name\" value=\"\" type=\"text\" name=\"your-fullname\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mbiemri\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last name\" value=\"\" type=\"text\" name=\"mbiemri\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"number-503\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"0\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"ID card number\" value=\"\" type=\"number\" name=\"number-503\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<div class=\"custom-file\">\n\t\t<div class=\"custom-text d-none\">\n\t\t\t<p>Attach valid ID card\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mfile-29\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-drag-n-drop-file d-none\" aria-required=\"true\" aria-invalid=\"false\" type=\"file\" multiple=\"multiple\" data-name=\"mfile-29\" data-id=\"5040\" data-version=\"free version 1.3.9.6\" accept=\".\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"input tss\">\n\t<div class=\"zk14-wrapper\">\n\t\t<div class=\"zk14-btn\">\n\t\t\t<p>XK05\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"zk14-input\">\n\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"nr-llogarie\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" min=\"0\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Account number\" value=\"\" type=\"number\" name=\"nr-llogarie\" \/><\/span>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"telephone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel tel-only\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone number\" value=\"\" type=\"tel\" name=\"telephone\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-2290\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic select-tss\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-2290\"><option value=\"\" disabled selected>Are you employed?<\/option><option value=\"YES\">YES<\/option><option value=\"NO\">NO<\/option><option value=\"NO(other sources of income)\">NO(other sources of income)<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p>[group pooo-selected]\n<\/p>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-9890\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-9890\"><option value=\"\" disabled selected>Sector<\/option><option value=\"Private\">Private<\/option><option value=\"Public\">Public<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<div class=\"custom-file\">\n\t\t<div class=\"custom-text d-none\">\n\t\t\t<p>Attach employment proof\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mfile-387\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-drag-n-drop-file d-none\" aria-required=\"true\" aria-invalid=\"false\" type=\"file\" multiple=\"multiple\" data-name=\"mfile-387\" data-id=\"5040\" data-version=\"free version 1.3.9.6\" accept=\".\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<p><span class=\"input-label1\">*Attach employment contract<\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<div class=\"custom-file\">\n\t\t<div class=\"custom-text d-none\">\n\t\t\t<p>Attach bank account statement\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mfile-441\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-drag-n-drop-file d-none\" aria-required=\"true\" aria-invalid=\"false\" type=\"file\" multiple=\"multiple\" data-name=\"mfile-441\" data-id=\"5040\" data-version=\"free version 1.3.9.6\" accept=\".\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<p><span class=\"input-label1\">*Attach bank account statement (monthly salary)<\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"paga\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Salary\" value=\"\" type=\"number\" name=\"paga\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"limiti\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Overdraft limit (max. 1 salary)\" value=\"\" type=\"number\" name=\"limiti\" \/><\/span>\n\t<\/p>\n<\/div>\n<p>[\/group]<br \/>\n[group jooo-selected]\n<\/p>\n<div class=\"input\">\n\t<div class=\"custom-file\">\n\t\t<div class=\"custom-text d-none\">\n\t\t\t<p>Upload supporting document\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"mfile-4411\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-drag-n-drop-file d-none\" aria-required=\"true\" aria-invalid=\"false\" type=\"file\" multiple=\"multiple\" data-name=\"mfile-4411\" data-id=\"5040\" data-version=\"free version 1.3.9.6\" accept=\".\" \/><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<p><span class=\"input-label1\">*Attach supporting document<\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"limitii\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number num-only\" min=\"1\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Overdraft limit\" value=\"\" type=\"number\" name=\"limitii\" \/><\/span>\n\t<\/p>\n<\/div>\n<p>[\/group]\n<\/p>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"select-dega\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required select-dynamic\" aria-required=\"true\" aria-invalid=\"false\" name=\"select-dega\"><option value=\"\" disabled selected>Branch where you wish to receive the requested product\/service<\/option><option value=\"Branch Gjakova\">Branch Gjakova<\/option><option value=\"Branch Gjilan\">Branch Gjilan<\/option><option value=\"Branch Mitrovica\">Branch Mitrovica<\/option><option value=\"Branch Peja\">Branch Peja<\/option><option value=\"Branch Prishtina\">Branch Prishtina<\/option><option value=\"Branch Prizren\">Branch Prizren<\/option><option value=\"Sub-branch Prishtina Mall\">Sub-branch Prishtina Mall<\/option><option value=\"Sub-branch Decan\">Sub-branch Decan<\/option><option value=\"Sub-branch Drenas\">Sub-branch Drenas<\/option><option value=\"Sub-branch Fush\u00eb Kosov\u00eb\">Sub-branch Fush\u00eb Kosov\u00eb<\/option><option value=\"Sub-branch Gjilan\">Sub-branch Gjilan<\/option><option value=\"Sub-branch Hajvali\">Sub-branch Hajvali<\/option><option value=\"Sub-branch Istog\">Sub-branch Istog<\/option><option value=\"Sub-branch Junik\">Sub-branch Junik<\/option><option value=\"Sub-branch Kacanik\">Sub-branch Kacanik<\/option><option value=\"Sub-branch Kamenic\u00eb\">Sub-branch Kamenic\u00eb<\/option><option value=\"Sub-branch Kastriot\">Sub-branch Kastriot<\/option><option value=\"Sub-branch Klin\u00eb\">Sub-branch Klin\u00eb<\/option><option value=\"Sub-branch Lipjan\">Sub-branch Lipjan<\/option><option value=\"Sub-branch Malishev\u00eb\">Sub-branch Malishev\u00eb<\/option><option value=\"Sub-branch N\u00ebna Terez\u00eb\">Sub-branch N\u00ebna Terez\u00eb<\/option><option value=\"Sub-branch Pejton\">Sub-branch Pejton<\/option><option value=\"Sub-branch Podujev\u00eb\">Sub-branch Podujev\u00eb<\/option><option value=\"Sub-branch Prizren\">Sub-branch Prizren<\/option><option value=\"Sub-branch Rahovec\">Sub-branch Rahovec<\/option><option value=\"Sub-branch Rruga B\">Sub-branch Rruga B<\/option><option value=\"Sub-branch Skenderaj\">Sub-branch Skenderaj<\/option><option value=\"Sub-branch Suharek\u00eb\">Sub-branch Suharek\u00eb<\/option><option value=\"Sub-branch Ulpiana\">Sub-branch Ulpiana<\/option><option value=\"Sub-branch Viti\">Sub-branch Viti<\/option><option value=\"Sub-branch Vushtrri\">Sub-branch Vushtrri<\/option><option value=\"Sub-branch North Mitrovica\">Sub-branch North Mitrovica<\/option><option value=\"Sub-branch Leposavic\">Sub-branch Leposavic<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<h5 class=\"title\" style=\"padding-bottom:15px; padding-top:30px;\">Consent for access to the Kosovo Credit Registry (RKK)\n\t<\/h5>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-4461\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-4461\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">In accordance with the Law on Protection of Personal Data and Article 7.2 of the CBK Regulation on Credit Registry, I, with personal number, as the data subject, give my consent with which I declare that, for the purpose of processing and evaluating my application for granting an overdraft, I authorize Banka Ekonomike Sh.A. to process and use my personal data, as well as to have access to my credit reports in the Kosovo Credit Registry, for the purpose of processing and preparing the possible overdraft by Banka Ekonomike Sh.A. I also agree that as long as I have obligations towards the Bank, the Bank may have access to my Credit Reports from the Kosovo Credit Registry. This consent I give on the basis of free will and mutual interest and I will not deny it on any legal or factual basis, and by signing below I confirm my will expressed through this consent. I am aware that giving this consent does not prejudge a positive response or approval of my application for granting the overdraft.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-446\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-446\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">You understand and agree that your application through this form will be subject to analysis and evaluation by the Bank and that in no case does it imply automatic approval of your application.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-826\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-826\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">The Bank reserves the right (i) to request additional information from you; (ii) to return the application for completion if your application is incomplete; or (iii) to reject your application if it does not meet the Bank's criteria. If your application is complete and approved by the Bank, then the Bank will invite you to its branches for signing the agreements and related documentation.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<div class=\"input\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-219\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-219\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">If you do not appear at the Bank's branch to sign the agreements and related documentation within thirty (30) days from the date of the Bank's invitation, then the Bank will consider your application withdrawn. In such cases, any subsequent application will be considered a new application, unconditional by the decision of the previous application.<\/span><\/label><\/span><\/span><\/span>\n\t<\/p>\n<\/div>\n<p>[\/group]\n<\/p>\n<span class=\"wpcf7-form-control-wrap recaptcha\" data-name=\"recaptcha\"><span data-sitekey=\"6Lemu4MqAAAAAHllkd8shSRl5NRCDuiPd6yW6wYz\" class=\"wpcf7-form-control wpcf7-recaptcha g-recaptcha\"><\/span>\r\n<noscript>\r\n\t<div class=\"grecaptcha-noscript\">\r\n\t\t<iframe loading=\"lazy\" src=\"https:\/\/www.google.com\/recaptcha\/api\/fallback?k=6Lemu4MqAAAAAHllkd8shSRl5NRCDuiPd6yW6wYz\" frameborder=\"0\" scrolling=\"no\" width=\"310\" height=\"430\">\r\n\t\t<\/iframe>\r\n\t\t<textarea name=\"g-recaptcha-response\" rows=\"3\" cols=\"40\" placeholder=\"reCaptcha Response Here\">\r\n\t\t<\/textarea>\r\n\t<\/div>\r\n<\/noscript>\r\n<\/span>\n<div class=\"row\">\n\t<div class=\"col-md-6\">\n\t\t<p><a class=\"return-back-btn\" href=\"\/en\/apply-online\/\">Go back<\/a>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-md-6\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" id=\"submit\" type=\"submit\" value=\"Submit application\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\n<!-- Popup  -->\n<div id=\"popup-mbiterheqje\" class=\"popup-overlay\" style=\"display:none;\">\n\t<div class=\"popup-content\">\n\t\t<p>If you select the No option, you cannot continue filling out the form.\n\t\t<\/p>\n\t\t<p><button class=\"popup-closeee\" data-popup=\"popup-mbiterheqje\">Close<\/button>\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"52\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":4977,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5017","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/5017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/comments?post=5017"}],"version-history":[{"count":2,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/5017\/revisions"}],"predecessor-version":[{"id":6797,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/5017\/revisions\/6797"}],"up":[{"embeddable":true,"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/pages\/4977"}],"wp:attachment":[{"href":"https:\/\/test.bekonomike.com\/en\/wp-json\/wp\/v2\/media?parent=5017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}